Payments Tracking Panel

MEASURE CONSUMER
BANKING AND CARD PERFORMANCE.
WITH MORE PRECISION THAN EVER.

Our payments tracking data captures a continuous stream of actual credit card, checking account, and debit card spend and transaction activity from a nationwide sample of 200,000+ consumers. This gives you a clear, accurate view of real behavior—not just stated intent.

Get powerful insights into

 
  • Consumer spending trends (overall and by merchant/retail category)

  • Product performance across rewards and cobrand credit cards

  • Adoption and use of alternative payments (Venmo, Cash App, Zelle, BNPL)

  • Variations by age, income, and credit segments

Competitive Benchmarking

  • Measure spend, revolve rates, and wallet share across competing programs

  • Benchmark product performance against comparable card portfolios

Cobrand & Partnership Programs

  • Demonstrate increased customer value to potential partners
  • Quantify lift in spending among cobrand cardholders
  • Measure current spend and wallet share on cobrand products
  • Estimate rewards expense based on current spending patterns

Alternative Payments & Lending Adoption

  • Track customer adoption of BNPL, personal loans, and other alternative payments